Government extends mortgage support for benefit claimants

Numerous Universal Credit claimants will be able to access quicker support with their mortgage

According to a recent press release issued by HMRC, an additional 200,000 Universal Credit claimants will be able to access quicker support with their mortgage from 3 April 2023.

These reforms were announced in the Autumn Statement and mean that claimants will be eligible for support for mortgage interest after three months of being on Universal Credit and they do not need to be unemployed to receive the support. Support for Mortgage Interest loans will be automatically offered to claimants who qualify so they do not need to do anything to receive this offer.

They will also be able to re-claim the support if they leave Universal Credit but return within six months.

Previously, claimants would need to have been unemployed for nine months before they could access a Support for Mortgage Interest loan, which helps them cover interest payments for a mortgage, or a home repairs and improvements loan, whilst they seek work.

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